Features:


  • Financing Limits from PKR 25,000 to PKR 3,000,000
  • Repayment tenure(s) ranging from 12 to 48 months
  • Fixed mark up for complete tenure
  • Monthly installments

  • Basic required Documents:


  • Copy of valid computerized national identity card (CNIC)
  • Latest salary slip / Proof of employment / Letter from employer (if applicable)
  • Last 6 months bank statements
  • Any other document required by the Bank

  • Eligibility Criteria:


  • Applicant to be 21 years or more at the time of loan application and 60 years or less at the time of loan maturity.

  • For Pensioner Individuals:


  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000

  • For Self-Employeed Business Persons/Professionals: :


  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of loan application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.
  • Pricing:


  • Varies from bank to bank.
  • Features

    Features:


  • Financing Limits from PKR 25,000 to PKR 3,000,000
  • Repayment tenure(s) ranging from 12 to 48 months
  • Fixed mark up for complete tenure
  • Monthly installments

  • Basic required Documents

    Basic required Documents:


  • Copy of valid computerized national identity card (CNIC)
  • Latest salary slip / Proof of employment / Letter from employer (if applicable)
  • Last 6 months bank statements
  • Any other document required by the Bank
  • Eligibility Criteria

    Eligibility Criteria:


  • Applicant to be 21 years or more at the time of loan application and 60 years or less at the time of loan maturity.

  • For Pensioner Individuals:


  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000

  • For Self-Employeed Business Persons/Professionals: :


  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of loan application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.
  • Pricing

    Pricing:


  • Varies from bank to bank.