Personal Finance

Features:

  • Financing Limits from PKR 25,000 to PKR 3,000,000
  • Repayment tenure(s) ranging from 12 to 48 months
  • Fixed mark up for complete tenure
  • Monthly installments

    • Basic required Documents:

  • Copy of valid computerized national identity card (CNIC)
  • Latest salary slip / Proof of employment / Letter from employer (if applicable)
  • Last 6 months bank statements
  • Any other document required by the Bank

    • Eligibility Criteria:

  • Applicant to be 21 years or more at the time of application and 60 years or less at the time of finance maturity.

    • For Pensioner Individuals:

  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000

    • For Self-Employeed Business Persons/Professionals: :

  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.

    • Pricing:

  • Varies from bank to bank.
    • Features

    Features:

  • Financing Limits from PKR 25,000 to PKR 3,000,000
  • Repayment tenure(s) ranging from 12 to 48 months
  • Fixed mark up for complete tenure
  • Monthly installments

    • Basic required Documents

    Basic required Documents:

  • Copy of valid computerized national identity card (CNIC)
  • Latest salary slip / Proof of employment / Letter from employer (if applicable)
  • Last 6 months bank statements
  • Any other document required by the Bank
    • Eligibility Criteria

    Eligibility Criteria:

  • Applicant to be 21 years or more at the time of application and 60 years or less at the time of finance maturity.

    • For Pensioner Individuals:

  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000

    • For Self-Employeed Business Persons/Professionals: :

  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.
    • Pricing

    Pricing:

  • Varies from bank to bank.