Features:


  • Flexibility to borrow funds - 2 - 25 years
  • Buy a house, buy a plot and construct a house or construct a house on your existing plot
  • Renovate your existing home
  • Broad range of financing available – Upto PKR 50 Million (or even higher)

  • Basic required Documents:


  • Application form
  • Copy of valid and original CNIC
  • Two passport size photographs
  • Declaration of all financing facilities availed from all banks/DFIs
  • Income documents
  • Business /employment proof
  • Copy of property documents
  • Any other document required by the Bank

  • Eligibility Criteria:


  • Net Income (Salaried Customers): PKR 30,000 per month
  • Net income (Self-employed customers): PKR 50,000 per month
  • Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower
  • Maximum Age: 70 years or retirement age (whichever is less at the time of maturity of the loan) for Primary Borrower & 70 years for Joint Borrower
  • Employment Length: 2 years for Salaried and 3 years for Self-employed professional/Businessman
  • One Year Bank Statement required for all segments


  • For Pensioner Individuals:


  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000

  • For Self-Employeed Business Persons/Professionals:


  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of loan application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.
  • Pricing:


  • Varies from bank to bank.
  • Features

    Features:


  • Flexibility to borrow funds - 2 - 25 years
  • Buy a house, buy a plot and construct a house or construct a house on your existing plot
  • Renovate your existing home
  • Broad range of financing available – Upto PKR 50 Million (or even higher)

  • Basic required Documents

    Basic required Documents:


  • Application form
  • Copy of valid and original CNIC
  • Two passport size photographs
  • Declaration of all financing facilities availed from all banks/DFIs
  • Income documents
  • Business /employment proof
  • Copy of property documents
  • Any other document required by the Bank

  • Eligibility Criteria

    Eligibility Criteria:


  • Net Income (Salaried Customers): PKR 30,000 per month
  • Net income (Self-employed customers): PKR 50,000 per month
  • Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower
  • Maximum Age: 70 years or retirement age (whichever is less at the time of maturity of the loan) for Primary Borrower & 70 years for Joint Borrower
  • Employment Length: 2 years for Salaried and 3 years for Self-employed professional/Businessman
  • One Year Bank Statement required for all segments

  • For Pensioner Individuals:


  • Applicant must be a Pakistani citizen
  • Applicant maximun age to be 70 at the time of maturity
  • Applicant must have pension account relationship
  • Minimum monthly income to be PKR 200,000
  • For Self-Employeed Business Persons/Professionals:


  • Applicant must be a Pakistani citizen.
  • Applicant to be 22 years or more at the time of loan application and max 70 years or less at the time of maturity
  • Minimum monthly income to be PKR 25,000.
  • Pricing

    Pricing:


  • Varies from bank to bank.