Features:

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Flexibility to borrow funds - 2 - 25 years

Buy a house, buy a plot and construct a house or construct a house on your existing plot

Renovate your existing home

Broad range of financing available – Upto PKR 50 Million (or even higher)

Basic required Documents:

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Application form

Copy of valid and original CNIC

Two passport size photographs

Declaration of all financing facilities availed from all banks/DFIs

Income documents

Business /employment proof

Copy of property documents

Any other document required by the Bank

Eligibility Criteria:

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Net Income (Salaried Customers): PKR 30,000 per month

Net income (Self-employed customers): PKR 50,000 per month

Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower

Maximum Age: 70 years or retirement age (whichever is less at the time of maturity of the finance) for Primary Borrower & 70 years for Joint Borrower

Employment Length: 2 years for Salaried and 3 years for Self-employed professional/Businessman

One Year Bank Statement required for all segments

For Pensioner Individuals:

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Applicant must be a Pakistani citizen

Applicant maximun age to be 70 at the time of maturity

Applicant must have pension account relationship

Minimum monthly income to be PKR 200,000

For Self-Employeed Business Persons/Professionals:

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Applicant must be a Pakistani citizen.

Applicant to be 22 years or more at the time of application application and max 70 years or less at the time of maturity

Minimum monthly income to be PKR 25,000.

Pricing:

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Varies from bank to bank.